SBA Loans for ATAX Franchises
Who actually funds ATAX SBA 7(a) deals, and how much they lend. Sourced directly from SBA FOIA records covering every approved 7(a) loan from 2022 to 2025.
Top lenders funding ATAX SBA loans
Ranked by number of ATAX 7(a) loans approved since 2022.
| # | Lender | Loans | Total Volume | Avg Loan |
|---|---|---|---|---|
| 1 | CDC Small Business Finance Corp. | 1 | $35K | $35K |
| 1 | KeyBank National Association | 1 | $30K | $30K |
| 1 | United Midwest Savings Bank National Association | 1 | $150K | $150K |
Source: SBA FOIA 7(a) loan-level data, 2022 to 2025. Shows lenders with at least one approved ATAX loan in this period, ranked by loan count.
ATAX SBA loans by state
| State | Loans | Total Volume | Avg Loan |
|---|---|---|---|
| NY | 1 | $150K | $150K |
| IN | 1 | $35K | $35K |
| CO | 1 | $30K | $30K |
ATAX SBA loans by year
How ATAX SBA loans have performed
Outcomes for every funded ATAX 7(a) loan approved since FY2010. Each SBA loan usually finances one location, so read these as an estimate of units.
Source: SBA FOIA 7(a) loan-level data. Defaulted means the SBA purchased the guaranty (charged off, or purchased and not yet charged off). Recent loans have had less time to default, and small loan counts swing widely, so one or two loans can move these percentages a lot.
How to use this
The lenders above have actually closed SBA 7(a) loans for ATAX franchisees, so they already understand the brand's model, unit economics, and franchise agreement. That familiarity usually means a faster, cleaner underwrite than a lender seeing the concept for the first time.
A lender being active historically doesn't mean they're the right fit for your deal size, location, or timing right now. That's where we come in, and we match your ATAX deal to a lender currently funding this brand.
Financing a ATAX franchise?
We know which lenders are actively funding ATAX deals right now and which fit your loan size and location. Pre-qualify and we'll find your match (free to borrowers).